1. What comes to your mind when you hear the word RISK ?
Danger
Opportunity
Fear
Caution but not fear
Thrill
2. Assuming normal course of action, you expect your investments to:
Have stable capital and modest profits
No loss in capital at all
To generate more return than markets
Match market returns
3. If your train pass expires and you have urgent office meeting to attend, would you:
Wait in the queue to take ticket or renew pass and be late
Request first person in queue to take your ticket explaining reason of pass expiration
Go without ticket and take route with less probability of Ticket Checker catching and repeat as long as possible
Go without ticket but make sure to renew pass as soon as possible
Take alternate mode of transport
4. If you have to choose from the following what will you choose:
80% chance of winning 1 lac rupees
50% chance of winning 5 lac rupees
30% chance of winning 10 Lac rupees
10% chance of winning 1 Crore Rupees
5. You lost 25% of your money in Equity Investments when markets are down by 25% too:
Stop investments in Equity altogether
Continue with investment plan regularly, as in long term you know you will earn back all of it
Increase investment in stocks so you earn more afterwards when market conditions are better
It won’t matter as markets are down too
6. What describes your attitude towards investments:
I am willing to get less return but want my portfolio to be stable and low risk
I prefer diversified investments that have low risk but selectively I can take risk
Moderate risk and balanced approach
I want high risk as long as I have potential to earn high return than market
7. How easily would you adjust your lifestyle to adverse financial situation:
Very Easily
Easily
I can manage
I would find it difficult but I can
Not easy to adjust Lifestyle
8. You have invested in financial products would you check its value:
Daily
Weekly
Monthly
Three Monthly
Yearly
Whenever I feel like, not scheduled
9. With whose recommendations do you invest your hard earned money:
Friends as they are my friends and won’t give me wrong advice
Family members as I trust them
I would do my own research and I think I can manage by myself
Take advice from professionals as they may have better knowledge than friends,family and myself
10. How familiar are you with investment matters ?
No Clue
Basic banking products
Knowledge of bank products, Mutual Funds, Post office etc
Knowledge of banking, mutual funds, post office and equity markets, debt instruments, EPF, PPF etc
Very savvy investor having knowledge on almost every product
11. Which of these following describe your current stage of life:
Single with few or no financial burden ready to build and accumulate wealth for short term and long term
Couple without child, expensing most of income earned
Young family with child with owned house
Young family with home. You have mortgage and childcare costs and maintain only small cash balances
Mature family. In your peak earning years. Children grown up. Starting to think of retirement years
Retired
12. Describe time horizon of your investments:
Short term (Less than 1 year)
Intermediate term (1 to 3 year)
Medium Term (3-8 years)
Long trem (more than 8 years)
Spread across time horizon (Some short term some long term and some in between)
Not categorized
13. Describe liquidity (Payout) needs from investment portfolio:
I don’t want money unless I want it for some specific need
Regular cash flow for small expenses
Dependent on income from investments for regular expenses
Not at all, I want to build a substantial portfolio without taking money out
14. Investment Objective:
Building financial asset
Tax saving
Growth in investment
Regular income
Retirement
Others
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